How Crash Ratings Affect Insurance Rates
Buying a safe car can not only help save your life in the event of an accident, but it can also lead to savings on your car insurance premium. Insurers value safe vehicles because they keep occupants safer and keep claim costs low. Also, drivers of safe vehicles are thought to be more likely to drive responsibly. For these reasons, driving a safe car will translate into a lower car insurance premium. From your insurer's perspective, the rationale's pretty clear: the better your car performs in crash tests and the more safety features it has, the safer you'll be on the [...]