Let’s face it, sometimes the worse case scenario happens. Car accidents are a fact of life in today’s world which is exactly why having car insurance is not only advised but legally mandated.
Unfortunately, many people are completely unaware of how to handle their insurance claims when and if an accident occurs. Mishandling of insurance claims can cost you thousands to repair you vehicle or cover the cost of medical bills, which makes knowledge of this issue extremely important.
At Lawcore.com, we found a great list of the “Do’s & Don’ts” when it comes to filing an insurance claim. Listed below are a few of the ones we found most pertinent. To read the complete list click here.
– Do your best to get as many details of the accident as possible. This will include taking pictures of the damaged vehicles and any injuries sustained. Also do try to take down the names and numbers of any witnesses to the accident who may later be able to help prove your insurance claim.
– Do make a note of the insurance details of any other person or vehicle involved in the accident.
– Do save receipts and bills for any and all expenses relating to your insurance claim, including bills for any repair work on the damaged vehicle, and any medical costs incurred for the treatment of any injuries that are covered by your insurance policy.
– Don’t admit to any kind of liability on your part but just stick to the facts without expressing any opinion. The ascertaining of liability is affected by different circumstances. It is not your job to admit fault but is the job of the insurance investigators to gather all the necessary facts and evidence and then determine liability.
– Don’t sign any document that is a release or a waiver of any kind. If you are not sure about what you are being asked to sign, consult an attorney for help.
– Don’t take any check as a full and final payment unless you are certain that it is a fair compensation for your losses.
We hope you enjoyed this post. If there is anything else we can do to help you feel free to call us at (805) 466-2446 (Atascadero) or (805) 239-8752 (Paso Robles). And be sure to stay connected with us on Facebook as well!